The $12 Investment That Could Change Your Financial Life

The Books Worth $12 That Change Everything

The $12 investment that most directly changes financial lives is sometimes a book. The total cost of a used copy of foundational personal finance and investment books — The Psychology of Money, A Random Walk Down Wall Street, The Little Book of Common Sense Investing




is under $20. The return on that investment — in the form of better financial decisions made over a lifetime — is incalculable. The gap between what most people know about money and what the best freely available books teach is the most expensive gap in most people’s lives.